Why don't more people know about this?
Most South Africans have no idea what’s hurting their credit score.
Missed payments, old debts, and hidden listings could be working against you, without you even knowing it.
Now, a simple new tool lets you check your full credit report for free.
Instantly see your score, what’s affecting it, and where you stand with every account.
It's the fastest and easiest way we know to get a report.
(no contact details required)
Free credit check in under 1 minute
“I had no idea I still had an old store account dragging down my score. This free report showed me everything — even accounts I’d forgotten about.”
Zanele M., Johannesburg
“I thought I was doing okay until I saw how much debt I actually had. The breakdown opened my eyes — now I have a plan to fix it.”
Sibusiso L., Durban
“I checked my score out of curiosity… and found two accounts in arrears I didn’t even know about. It’s free, it’s easy — and it saved me from more damage.”
Leigh-Ann R., Cape Town
FREQUENTLY ASKED
Your credit score is a number that shows how well you manage debt. Lenders use it to decide whether to approve loans, credit cards, or even cellphone contracts.
You can check your credit score and full report for free using a trusted online tool. It takes less than 2 minutes and won’t affect your score.
No. When you check your own score, it's called a “soft check” and has no impact on your credit rating.
Your report shows your credit score, total debt, outstanding balances, arrears, judgments, open accounts, and payment history.
It’s smart to check it at least once every few months to spot errors, track your progress, or prepare before applying for credit.
You have the right to dispute any errors. Contact the credit bureau or provider to lodge a correction — it could boost your score.
Start by paying bills on time, reducing debt, and not applying for too much credit at once. Checking your report helps you know where to start.
